About 2018-06-08T08:08:11+00:00

50,000+ Merchants

200+ NGOs

160+ Man years of experience

1st The Best In-Store Payment Solution


Benow is a Mumbai based fintech start-up incubated by software solutions firm, Mastek, early 2016.
We offer payments and more to partner merchants via multiple modes such as UPI, Debit card, Credit card, Net Banking, Aadhaar Pay and Sodexo.

Benow has a merchant base of more than 35,000 across India helping local neighbourhood merchants grow their business and stay competitive.

Benow was one of 21 successful start-ups (among over 1000 applicants) that was mentored under Reliance’s GenNext Accelerator programme.The start-up was recognised as‘The Best In-Store Payment Solution’ at the Payments & Cards Summit 2017 in Mumbai.

Led by Mastek Founder and ex-CEO, Sudhakar Ram, the company’s world class team brings in expertise from various industries such as retail channels, payments, banking and technology.

Leadership Team

160+ years building businesses, Software Solutions, Payments, Retail Technology, Banking and Financial services, Marketing.

Sudhakar Ram

Founder and Chief Executive Officer

Sudhakar is the visionary behind Cashless Technologies India. Sudhakar has brought on-board a world-class team to build an organization that empowers local, neighbourhood merchants to accept digital payments.

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Ravi Kadam

Co-Founder and Chief Technology Officer

Ravi works as the Chief Technology Officer at Cashless Technologies India and is currently focused on building multichannel platform enabling digital capabilities across local merchant ecosystem.

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Soorraj VS

Co-Founder and Vice President – Sales

Benow’svision of enabling digital payments at local merchants is executed by Soorraj and his team. They works towards signing up retail merchants, on boarding, training and handholding them.

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Sanjay Mudnaney

Co-Founder and Head of Marketing

At CTIL, Sanjay is responsible for developing the marketing strategy for new and existing products, overseeing implementation of the marketing strategy including campaigns, events, digital marketing and PR.

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Aubrey Corda

Co-Founder and
Head – Strategic Alliances

Aubrey has been associated with CTIL since the very beginning; first as an Advisor and then as a member of the core leadership team. He is responsible for accelerating growth .

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Board of Directors

Hiren Shah


Hiren has over 26 years of IT experience with a focus on technology management and competence building for large teams on newer technologies.

Farid Kazani


Farid Kazani brings critical finance and organization skills with over 24 years of experience in the field of Corporate Finance and core competencies in strategic business planning, treasury and fund management, forex, mergers and acquisitions and divestments.

Waman Dukle


Waman Dukle, an M.B.A. from Sydenham Institute of Management, is armed with 28+ years in Software Products and Software Services industry.



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